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Finance & Purchase Options

Every Yeti from Black Seal is sold direct. You deal with us, your bike is built by us at our Rotorua HQ or by your local Authorised Yeti Service Centre, and you choose how you pay.

How buying direct works

Find the bike you want and send us an enquiry from its page. We'll come back to you within one business day to confirm the build, sort your fit, and send everything you need to pay. Once payment's away we build your bike and get it to you — freight is free, anywhere in NZ via Mainfreight.

You choose how you take delivery: pick it up built and fitted at YETI HQ in Rotorua, collect it from your local Yeti Service Centre, or have it built by us and shipped to your door.

Paying for your bike

Once we've confirmed your build over a quick chat, we send you a draft invoice through the website with a secure payment link. For a normal order we prefer one clean full payment before your bike is built and delivered.

20% deposit (special orders)

For special orders — or if you'd like to lock in your bike now and settle the balance once it's ready for delivery — a 20% deposit secures it. You then pay the remainder via your invoice link before the bike ships. (For standard in-stock orders we'd rather just take one full payment.)

Bank transfer

Our preferred option — no fees, fast to confirm. Account details come with your invoice; use your name and bike model as the reference.

Credit / debit card

Pay securely online via the link on your invoice — Visa, Mastercard, Apple Pay and Google Pay accepted. Sorry, we don't accept American Express.

WorkRide — ride-to-work scheme

WorkRide is NZ's salary-sacrifice bike scheme: your employer provides the bike as a benefit, you repay it from your pre-tax salary over 12 months, and the tax saving works out at roughly 32–63% off the effective cost, depending on your income. At the end of the 12 months WorkRide offers you ownership through their gifting process.

What you need: your employer registered with WorkRide (free for them to join), and you paid through PAYE as an NZ tax resident.

Fees: a 7% scheme surcharge is added on top of the bike price for WorkRide orders. Tell us you're paying by WorkRide when you enquire so we add it to your final quote up front — no surprises.

The process:

  1. Enquire and tell us you're using WorkRide so we quote with the 7% included.
  2. Get your customer number from your employer, and send it to us along with a copy of your driver's licence.
  3. We submit the sale on WorkRide.
  4. Your employer completes their part, and you're issued a pickup number.
  5. Send us the pickup number. We enter it into the WorkRide portal, which releases the bike — then we build and deliver as normal.

More at workride.co.nz.

The Wheel Deal — flexible workplace scheme

The Wheel Deal is the same salary-sacrifice idea with a more flexible, employer-run setup that suits smaller businesses and tight-knit teams. Savings of 30%+ depending on your tax bracket, repaid from pre-tax salary over 12 months.

What you need: a permanent (full- or part-time) role and your employer's sign-off on a 12-month salary-sacrifice agreement.

The process:

  1. Enquire and tell us you're using The Wheel Deal.
  2. Get your customer number from your employer and send it to us.
  3. We submit the sale; your employer completes their part and confirms approval.
  4. Once it's released to us, we build and deliver as normal, and you repay through pre-tax salary over 12 months.

Q Card — interest-free finance

We offer interest-free finance on direct bike purchases through Q Card and Q Mastercard. Promotional periods and terms change through the year, and Q Card apply a one-off transaction fee, so we'll confirm the current offer when you enquire.

Already have a Q Card or Q Mastercard? Just let us know and we'll arrange it. If you don't have one, you can apply at qmastercard.co.nz — once you're approved, get in touch and we'll sort the rest. Mention finance on your enquiry or email sales@blackseal.co.nz.

Scheme savings figures come from the scheme operators and depend on your income — confirm the details with WorkRide / The Wheel Deal or your employer, and finance is subject to Q Card's lending criteria and terms. Questions about any of this? Mention it in your bike enquiry or call us — we sort payment as part of the same friendly chat that confirms your build.

Still have questions?

Email us at sales@blackseal.co.nz. Real reply, usually within a day.